Have you considered how you would cover expenses and make ends meet if you were unable to work for an extended period of time due to an accident or illness?

Mortgage and car repayments, children’s expenses and general living costs still need to be maintained, no matter what happened to you or the reason you couldn’t continue to earn an income.

Think about it. Just how long would you be able to maintain your regular expenses if you no longer had your regular salary or wage? What would you have to sacrifice? What possessions or property would you have to sell? And how long could you keep it up in the long-term?

Income protection insurance is designed specifically to protect you from financial hardship if you are unable to work as a result of sickness or injury. It will allow you to replace up to 75% of your income for a specified time, or until you return to your employment. It can be the difference between staying afloat, or suffering significant financial hardship in these circumstances.

If losing your income could put you and your family into financial difficulty, then talk to us today and we’ll show you how income protection insurance will assist you. We only use the most reputable insurance companies and we’ll ensure you have a first-class policy at a price that is right for you.

  • What are the chances of being prevented from working as a result of a sickness of injury?
  • More than 60% of Australians will be disabled for more than 1 month during their working life.
  • More than 15% will be disabled for more than 3 months during their working life

Source: Institute of Actuaries Table IAD 1989-93 and ALT 90-92

Want to speak to someone about Income Protection Insurance? Call us today.